The 1985 COBRA legislation enacted by Congress is a landmark labor rights bill that ensures workers complete portability of health insurance should they suffer from layoffs or simply choose to pursue a new career. Prior to COBRA, workers had to contend with the threat of losing health insurance coverage were they to be the victim of layoffs or choose to leave the company. Not any more under COBRA as employees now have the right to extend their group health insurance coverage for up to 18 months while they seek out alternative health insurance plans. Departing employees who do choose to exercise their COBRA rights must receive full cooperation from their employer and are responsible for the entirety of the health insurance premium plus a processing fee.

Without employer contributions to a group health insurance plan, COBRA insurance can be extremely expensive for the average Virginia. If you are looking for an alternative to your COBRA insurance, you've come to the right place at MyInsuranceExpert.com. The experts at MyInsuranceExpert.com will assist you at every step of your health insurance search to find you the right Virginia individual or family health insurance plan to take the place of your COBRA insurance.