Health Insurance for College Students

Health Insurance for College Students

Resources for Students and Parents

Facts and Figures

(based on 2008 data from Current Population Survey (CPS)

How many college students have health insurance?

  • Eighty percent of college students aged 18 through 23 were insured through private or public sources. Of these, 67% had coverage through employer-sponsored plans, 7% through the individual market including student insurance plans, and 6% through public or government health insurance programs such as Medicaid. In addition, 87% of this insured group had coverage through another person’s policy, such as a parent.

How many college students do not have health insurance?

  • The other 20 percent of college students aged 18 through 23 lacked health insurance. This population numbered about 1.7 million students.

By age?

  • Older college students, aged 22 and 23, are more likely to be uninsured – 25-35% of them to be more specific.

By race and ethnicity?

  • Of the uninsured college students, a larger percentage of those were non-white (38% Hispanic, 29% black, and 26% Asian) than the 15% of white students who were uninsured.

By income?

  • Not surprisingly, students with lower family incomes were less likely to be insured. Family income for insured college students averaged $95,000 per year while uninsured students’ reported family income was about half that.

By region?

  • College students from the West and South were more likely to be uninsured. These differences are consistent with the general population.