Face Amount:The amount stated on the life insurance policy that will be paid in the event of the death of the insured or at the policy's maturity, whichever occurs first. This does not include additional amounts which may be payable under accidental death or other special provisions or amounts acquired through the application of policy dividends, if any.

Fixed Amount Periodic Payment:Payments made in a specified amount that will completely exhaust a principal sum over a specified time period.

Fixed Annuity:An annuity that guarantees a minimum rate of interest during any accumulation period and provides a guaranteed periodic payment at annuitization.

Flexible Premium Deferred Annuity:An annuity that allows additional payments after the initial funding with annuitization beginning after a specified number of years.

Free-Look Provision:A provision in a life insurance policy or annuity contract that gives the policy owner or contract owner a stated amount of time to review a new policy or contract after issuance and receipt. The policy or contract can be returned and voided within this time frame for a refund of all premiums paid; for life insurance policies, cancellation of coverage is effective from date of issue.

Funeral Costs:All costs required to cover the cost of the funeral.