Accidental Death Benefit:A benefit from a life insurance policy that is paid when an insured's death is the direct result of an accident and has occurred within a certain period of time following the accident.

Admitting Privileges:The right granted to a doctor to admit patients to a particular hospital.

Advocacy:Any activity done to help a person or group to get something the person or group needs or wants.

Age at Issue:The insured's age at the time coverage takes effect. Life insurance plans typically define issue age as either the age at the insured's last birthday or nearest birthday.

Agent:An authorized representative of a life insurance company who solicits and services insurance contracts. Also known as an Associate.

Annuitant:The individual whose lifetime is used to calculate the pay period of a life annuity.

Annuity:A contract issued by a life insurance company where guaranteed or variable periodic payments begin at a specified time.