The COBRA act is a law designed to give workers the right to extend group health insurance coverage offered by an employer in the event of their departure from the company. COBRA protects workers from the prospect of being uninsured by allowing for this extension that gives a departing employee the opportunity to find a suitable replacement to the group health insurance plan. COBRA specifies that in the case of a group health insurance extension, the exiting employee can be responsible for the entirety of the health insurance premium, depending on the employer’s policies.

It should come as no surprise that almost all employers choose not to make further contributions to group health insurance plans given to departing employees. This means that many departing employees who decide to exercise their COBRA rights are paying huge health insurance premiums that are simply unsustainable. If you are looking for you a more affordable alternative to your COBRA insurance, you've come to the right place at MyInsuranceExpert.com. The experts at MyInsuranceExpert.com will assist you at every step of your health insurance search to find you the right Pennsylvania individual or family health insurance plan to take the place of your COBRA insurance.