Travel health insurance will only be effective while you are traveling outside of the country. As part of the application, you will be asked the dates of departure and return. The travel health insurance plan that is approved will only be valid between these dates.
Travel health insurance can only be used in emergency situations requiring necessary medical treatment. Travel health insurance plans may not be used for routine medical exams, preventive care and immunizations, treatment of pre-existing conditions, drug or overdose treatments, maternity treatment or other expenses that are not considered medically necessary. To that end, travel health insurance plans should never be purchased to provide coverage for any existing medical conditions and should only be considered for unexpected medical emergencies that occur while traveling.