North Dakota short-term health insurance provides only interim health insurance and should only be utilized by those with temporary need for health insurance. Short-term health insurance plans should never be used as a substitute for comprehensive, permanent health insurance plans purchased privately or provided by an employer. Typically, short-term health insurance plans will allow term limits of 1-6 months.
Most standard medical procedures are covered by short-term health insurance but only in the case of medical necessity. Short-term health insurance plans will not cover costs associated with routine health care, preventive health care and immunizations or dental and eye care. Moreover, short-term health insurance plans provide health insurance coverage for a limited time frame and once that period has passed, it may be difficult to purchase additional, permanent health insurance plans depending on the condition of your health.