New Jersey travel health insurance plans are valid only during travel dates. As part of your application, you will be asked the dates of your departure and return. Approved travel health insurance plans will only provide health insurance benefits during your time of travel.
Most New Jersey travel health insurance plans offer only the minimal medical benefits to be used during emergencies. Travel health insurance plans may not be used for routine medical exams, preventive care and immunizations, treatment of pre-existing conditions, drug or overdose treatments, maternity treatment or other expenses that are not considered medically necessary. To that end, travel health insurance plans should never be purchased to provide coverage for any existing medical conditions and should only be considered for unexpected medical emergencies that occur while traveling.