Employees who are laid off or decide to pursue a new career path are guaranteed health insurance portability thanks to COBRA. In 1985, Congress enacted the COBRA legislation to give all workers the right to extend their group health insurance policy should they choose to leave their company or suffer a layoff. This law makes it possible for departing employees to find a suitable replacement to their group health insurance plan while maintaining a high level of health insurance. COBRA also makes it possible for the departing employee to receive equal or greater health insurance benefits from the alternative health insurance plan they choose. The one caveat with COBRA is that the departing employee is fully responsible for the health insurance premium of the group health insurance plan.

Obviously not everyone can afford to pay the entire premium under COBRA for any prolonged period of time. The high costs of COBRA make it imperative that exiting employees quickly find a Nevada health insurance option that is high quality and affordable. MyInsuranceExpert.com can help you in your search for a high quality health insurance plans by providing you with tools and resources that make comparing and contrasting various health insurance plans a breeze. So if you are looking for a health insurance plan to take the place of your COBRA extended group health insurance plan, you've come to the right place at MyInsuranceExpert.com.