If you are applying for a travel health insurance plan, please keep in mind that the health insurance will only provide coverage between your time of travel. Travel health insurance applications will include questions regarding the countries you are traveling to, your departure date and your return date. Approved travel health insurance plans will only be valid in those countries specified and only between the dates of departure and return.

Travel health insurance plans provide a minimum of medical benefits including coverage of hospital expenses related to unexpected illness and accidental injury. Travel health insurance plans may not be used for routine medical exams, preventive care and immunizations, treatment of pre-existing conditions, drug or overdose treatments, maternity treatment or other expenses that are not considered medically necessary. To that end, travel health insurance plans should never be purchased to provide coverage for any existing medical conditions and should only be considered for unexpected medical emergencies that occur while traveling.