The Federal Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA as it is better known today, makes it possible for any employee who is leaving his or her job due to layoffs or job change to extend their group health insurance plan for a period of time up to 18 months. In permitting this extension, COBRA gives exiting employees the time they need to find a new job or research affordable Missouri health insurance options. Unfortunately, COBRA also specifies that in extending the group health insurance plan, the exiting employee assumes full responsibility for paying the health insurance premium.

The fact is, without a contribution from the employer, COBRA insurance is expensive. MyInsuranceExpert.com can help you find affordable alternatives to COBRA insurance that give you the health insurance protection you need. The experts at MyInsuranceExpert.com have worked with people all across Missouri to find high quality and inexpensive Missouri individual or family health insurance to take the place of COBRA insurance. MyInsuranceExpert.com gives you the tools you need to effectively compare and contrast health insurance options from all the top providers in Missouri.