Maine short-term health insurance plans are only to be used for short periods of times, ranging up to six months. Maine short-term health insurance plans give people who are temporarily without insurance due to job change, graduation, temporary reduction of hours or any other cause of temporary loss of health insurance a temporary insurance policy that will provide a stop-gap until permanent health insurance begins. As such, short-term health insurance plans should never be used in place of standard health insurance plans.
Maine short-term health insurance plans provide coverage only in the event of unexpected illness or accidental injury. Short-term health insurance plans will not cover costs associated with routine health care, preventive health care and immunizations or dental and eye care. Moreover, short-term health insurance plans provide health insurance coverage for a limited time frame and once that period has passed, it may be difficult to purchase additional, permanent health insurance plans depending on the condition of your health.