In 1985, Congress passed the COBRA act to ensure that all workers had health insurance portability in the event of their job departure. This act made it possible for exiting employees to extend their group health insurance coverage for up to 18 months. As a provision of the law, the exiting employee would assume full responsibility of the health insurance premium if they chose to exercise a COBRA extension.

The provision that the exiting employee is responsible for the entirety of the health insurance premium means that any person extending their group health insurance plan under COBRA is likely paying a substantial sum of money for his or her health insurance plan. The fact is, absent employer contribution to the health insurance premium, COBRA insurance is just to expensive for Kentucky. If you are looking for you a more affordable alternative to your COBRA insurance, you've come to the right place at MyInsuranceExpert.com. The experts at MyInsuranceExpert.com will assist you at every step of your health insurance search to find you the right Kentucky individual or family health insurance plan to take the place of your COBRA insurance.