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Life insurance is complicated! Who can help me?

April 5, 2012

Most people do not love buying life insurance. Have you ever heard someone say, “Guess what? I’m so excited – this weekend, my wife and I are going to BUY LIFE INSURANCE. Woooo!”

The #1 reason why buying life insurance is not a popular pastime? It’s complicated. It’s difficult. It’s hard to get “plain English” explanations for what it’s all about. It’s hard to know if you’re getting a good deal and it’s hard to understand the different options and benefits and price points from all the various life insurance companies.

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Posted in LIFE INSURANCE INFO , TRIBAL CULTURE | 1 Comment »

Buying life insurance like Warren Buffett

February 21, 2012



Warren Buffett is one of the world’s greatest investors, and he has a quote about his philosophy of buying investments: “Price is what you pay. Value is what you get.”

This means that a low-priced stock is not always the best value – and a high-priced stock might still have a lot of room to grow.

Just as Warren Buffett takes this “value” approach to buying stocks, you should also think about “what you pay” and “what you get” when it comes to buying life insurance.

We hear all the time from customers who call asking for the cheapest life insurance we can find.

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Life Insurance in Three Easy Steps [VIDEO]

February 9, 2012

Life Insurance is actually pretty simple if you go about it the right way. Devin breaks it down in three simple steps based off his expert opinion.

TRANSCRIPT:

Insurance Insights – Presented by MyInsuranceExpert.com.

Hi; I’m Devin. I’m here to provide you with some expert advice regarding life insurance. Acquiring life insurance doesn’t have to be a long and complicated process. Actually, you can break it down into three simple steps. Let’s talk about step one; determining your needs.

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Posted in LIFE INSURANCE INFO | 1 Comment »

8 Excellent Strategies to Prepare for the Inevitable

January 31, 2012



Although we all seem to put off talking about our death, it remains a fact of life that sooner or later it will occur. Death can occur at any time and it is not only associated with old age as many in the younger community seem to believe. For this reason we should all be prepared for when the inevitable finally happens, this includes the young, who are heavy with the responsibilities of earning a living to care for a growing family, as well as the aged who are more conscious of their time with us running out in the not too distant future.

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Posted in HEALTHY LIVING , LIFE INSURANCE INFO , PERSONAL FINANCE | Comments Off

Why use MyInsuranceExpert.com to buy life insurance?

January 18, 2012

It seems like everywhere you look, someone is trying to get you to buy life insurance – whether it’s online, TV ads, billboards, bus signs, newspaper ads, grocery store coupons or direct mailings, there are many other companies (and individual life insurance sales agents) on the market selling life insurance. With so many other choices out there, why should you trust MyInsuranceExpert.com to help you buy life insurance?

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Get it while you’re young (life insurance that is)

January 17, 2012

Most feel that they have a pre-destined checklist to complete before their “younger days” are over. I don’t have to divulge into details, but this list oftentimes this involves adventurous activities and slightly risky behavior that would otherwise be taboo in your adult life.

But here’s an item usually never inherently found on a youthful checklist; buying life insurance.

This is is one of the best things to “do while you’re young.” If you’re a young couple just starting out in life, you usually don’t want to spend a lot of time thinking about death and dying. (And that’s perfectly natural and healthy – spending too much time thinking about death can be a sign of depression.)

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Credit Card Travel Accident Insurance: What Does It Cover?

January 11, 2012
By Guest Contributor Michael Dolen, founder of CreditCardForum.

What are the odds of dying during travel? Obviously this is an unpleasant topic to think about – but if you have a family – you owe it to them to at least consider the odds.

Nowadays many credit cards include travel accident insurance as a benefit. This is essentially a limited form of life insurance, as it covers you in the event of death or dismemberment during some types of travel. But if you think the coverage it offers is on-par with regular life insurance, then think again.

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Posted in LIFE INSURANCE INFO , PERSONAL FINANCE | 1 Comment »

Three key issues about home and contents insurance

December 7, 2011

Not only do we strive to provide you great information regarding life insurance on this blog, but we also give you tips about personal finance and how to save money in every experiences. Today we’re going to try combining the insurance world with personal finance world by bringing you a guest piece regarding Home Insurance.

Last month, price comparison site Money Supermarket.com released an index on home insurance which gave an insight on three key issues when it comes to insuring your home and its contents. These were:

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Why are there so many health questions when I apply for life insurance?

November 29, 2011

Part of getting life insurance involves filling out a questionnaire about your health history and physical condition. Some people might be worried about this process, or unsure of why we ask so many health questions when applying for life insurance. Why do life insurance companies need to know so much about your health? Isn’t this kind of invasive or creepy or “wrong” somehow?

Like so many questions in life, there is a short answer and a long answer.

The short answer is: Life insurance companies need to know how healthy you are so they can decide what kind of life insurance policy to offer you.

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Do you need a physical to get life insurance?

November 22, 2011

Many people think you need to get a full physical exam as part of getting approved to buy life insurance. But the truth is, you don’t. Some life insurance products don’t require a physical, and for the ones that do require a medical check, we can take care of it much faster and easier than a full-fledged physical at your doctor’s office.

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