People often think that you only need to buy life insurance if you have kids. After all, a rite of passage for many young married couples is to buy life insurance once they get ready to try getting pregnant for the first time. While it’s true that life insurance is an important way to provide for your children’s future in the event that you don’t live long enough to see it, buying life insurance is almost always a good financial move as part of a couple’s overall financial plan, whether or not that couple has children.
Americans eat more meat than any other country in the world – according to New York Times food writer Mark Bittman, Americans eat 1/6th of the world’s meat supply, even though we have less than 1/20th of the world’s population. In much of the world, meat is a scarce luxury, but in America, meat (especially hamburger) is often used as a cheap convenience food.
However, despite America’s longtime love affair with meat, one of the most noticeable food trends of the past few years of the Recession is that Americans are eating less meat. In fact, Americans are projected to eat 12% less meat in 2012 than they did in 2007. A 12% drop in meat consumption in only five years is significant.
Here are a few reasons behind the trend toward less meat eating in America – and why eating less meat can be good for your physical and financial health:
At MyInsuranceExpert.com, we talk to people all over the nation everyday and find out why everyone needs life insurance. Here are the 4 top reasons why you need it for yourself and to protect your family!
TRANSCRIPT:
Hi everyone; Brian Macias here at MyInsuranceExpert.com. We’re right outside of Detroit, Michigan, and everyday we talk to people all over the country about their life insurance needs. Now, life insurance isn’t a fun thing to think about, but it’s something we have to do if we have a family. If there are people who rely upon you and your income, you need to have a life insurance policy. Now the reasons people typically get life insurance, in the event that they were to, God-forbid, pass away, is really for four reasons.
Term Life Insurance is often heralded as the best form of life insurance, and here are the reasons why:
1) It’s almost always the least expensive option. You get the most amount of coverage for the least amount of cost. Whole Life, on the other hand, is far more costly.
2) It’s flexible. You can get policies that always have the same premium, or ones that change over time. You decide what you’d like to pay.
1) LIFESTYLE CHANGE – Perhaps you’re getting married, having a baby, or taking on a new responsibility, in which you realize you need some type of coverage.
2) JOB CHANGES / RETIREMENT – Whether you’re leaving a job, getting a new job, or retiring, having your own life insurance can be very empowering. Too often people wait until retiring to get their own life insurance because they’ve always had it at their work. This leads to much higher premium rates.
