People often think that you only need to buy life insurance if you have kids. After all, a rite of passage for many young married couples is to buy life insurance once they get ready to try getting pregnant for the first time. While it’s true that life insurance is an important way to provide for your children’s future in the event that you don’t live long enough to see it, buying life insurance is almost always a good financial move as part of a couple’s overall financial plan, whether or not that couple has children.

Read the full post on 3 reasons to buy life insurance before having kids.

Lots of people want to know what to do with their life insurance in the event of a divorce. If you have a policy on your life, you might not want that money to go to your ex-spouse (for a variety of reasons). Here are a few considerations for buying life insurance after divorce (or changing your life insurance beneficiaries after divorce):

Read the full post on Life insurance after divorce – do’s and don’ts of naming beneficiaries.

I know what you’re thinking; “What? But Jobs passed away due to poor health?” This may be true, but consider this: Steve Jobs was a hero to millions of people, and probably the world’s best-loved CEO (and gave way to the idea that we can “fall in love” with a CEO). When he died last year, there was an outpouring of public sympathy that has never been seen for any other business person.

Read the full post on 4 lessons that Steve Jobs can teach us about healthy living.

It often makes sense for people to buy life insurance later in life. For example, many people get divorced and re-married in their 50s and 60s. Many people are forming blended families with stepchildren, and/or starting new families at age 40 or later. None of these situations are like the traditional example of a 25-year-old married couple buying life insurance before they have their first baby.

If you are part of a couple that is marrying later in life, or living together and sharing expenses without being married, then it might make sense for you to approach life insurance in a new way.
Here are a few examples of occasions where it makes sense to buy life insurance later in life:

Read the full post on 3 occasions to buy life insurance later in life.

Life Insurance is actually pretty simple if you go about it the right way. Devin breaks it down in three simple steps based off his expert opinion.

TRANSCRIPT:

Insurance Insights – Presented by MyInsuranceExpert.com.

Hi; I’m Devin. I’m here to provide you with some expert advice regarding life insurance. Acquiring life insurance doesn’t have to be a long and complicated process. Actually, you can break it down into three simple steps. Let’s talk about step one; determining your needs.

Read the full post on Life Insurance in Three Easy Steps [VIDEO].

Although we all seem to put off talking about our death, it remains a fact of life that sooner or later it will occur. Death can occur at any time and it is not only associated with old age as many in the younger community seem to believe. For this reason we should all be prepared for when the inevitable finally happens, this includes the young, who are heavy with the responsibilities of earning a living to care for a growing family, as well as the aged who are more conscious of their time with us running out in the not too distant future.

Read the full post on 8 Excellent Strategies to Prepare for the Inevitable.

Whether you’re married, living together, engaged to be married, or just starting down the blissful path of romance, every couple in a serious relationship knows that personal finances are just another part of building a happy life together.

Once you’re in a committed relationship and you’re sharing rent, a mortgage or other monthly bills, you need to give some thought, along with the happy realities of love, to protecting yourselves from life’s possible disasters.

Read the full post on How much life insurance does a couple need?.

It seems like everywhere you look, someone is trying to get you to buy life insurance – whether it’s online, TV ads, billboards, bus signs, newspaper ads, grocery store coupons or direct mailings, there are many other companies (and individual life insurance sales agents) on the market selling life insurance. With so many other choices out there, why should you trust MyInsuranceExpert.com to help you buy life insurance?

Read the full post on Why use MyInsuranceExpert.com to buy life insurance?.

Most feel that they have a pre-destined checklist to complete before their “younger days” are over. I don’t have to divulge into details, but this list oftentimes this involves adventurous activities and slightly risky behavior that would otherwise be taboo in your adult life.

But here’s an item usually never inherently found on a youthful checklist; buying life insurance.

This is is one of the best things to “do while you’re young.” If you’re a young couple just starting out in life, you usually don’t want to spend a lot of time thinking about death and dying. (And that’s perfectly natural and healthy – spending too much time thinking about death can be a sign of depression.)

Read the full post on Get it while you’re young (life insurance that is).

After watching this interview, you might want to think twice about whether your family is protected or not.

We recently had the opportunity to speak with funeral director of IRA Kaufman, David Techner. He offers some very personal, insightful, and interesting stories on his life and his experience with the deceased. As it turns out, his experience is far-more rooted in the lives and families of the deceased than the actual deceased.

Check out the video interview below. After watching, you’ll probably want to consider acquiring changes to your life insurance (or getting it if you have no life insurance at all). If that’s the case, reach out to us at MyInsuranceExpert.com – we’ll take care of all your life insurance needs!

Read the full post on Outliving Life Insurance, with David Techner.