Protecting yourself and your family from major medical expenses is not to be taken likely. Unfortunately, there are people who believe that they have quality health insurance coverage, but later find out that their insurance plan doesn’t provide the coverage they truly need. Below is a list of features that should be avoided to when searching and applying for a health insurance plan.

1. Membership Fees:
   • You should never purchase a “health insurance plan” that requires you to pay a membership fee with the application. This is a clear indicator that the plan is a discount plan.