We’ve added yet another episode to our “Insurance Insights” series, which features helpful tips on understanding life insurance, and also how to get the most bang for your buck! Our latest video, which was  featured here on Quicken Loans, speaks about the difference between a brokerage like us, and captive agents, which you may be more familiar with (but don’t get too comfortable!). We’ll show you which way we feel is best for you, your needs, and your budget.

Perhaps you haven’t heard, but MyInsuranceExpert.com is one of the top ten life insurance brokerages in the nation. We have award-winning client service, affiliation with great brands such as Quicken Loans, and fantastic expert advisors and proprietary technology to aid in our business. Brian explains our great brand experience in the video below.

Our Chief Marketing Officer, Brian Macias, gives us the rundown on what Term Life and Whole Life Insurance is, and how people should go about choosing which is best for them.

Buying life insurance is one of those rites of passage: deciding to buy life insurance is a sure sign that you are, in fact, a “grown-up” with grown-up responsibilities. Most people buy life insurance for the first time after having kids, and/or after getting married. Here are five life stages where you might consider buying life insurance – either for the first time, or as an addition to your existing coverage.

Read the full post on 5 times of life when you need to buy life insurance.

A lot of us put things off that are extremely important. But there’s nothing that will drive you more than a tragic story of someone who put that same thing off too long.

One of our top life insurance advisors, Samuel Johnny, encountered this very situation today with one of his clients. He wrote this:

Sam:
“I wrote this policy for a police officer and his wife on August 1st. He never got his exam done and I continued to encourage him to do so, because he has a wife and two kids, with only $10,000 in coverage. He also had a household income over $100,000,000. I finally got to him, because he had this to say today:”

Read the full post on Wake-Up Call.

Term Life insurance is temporary, and it ends at a pre-determined term. Cash is paid-out from a term life policy only if the person covered passes away during the term (or if they have special riders like Return of Premium). So why should you invest in Term Life Insurance? Is it really worth it?

Yes. Yes it is.

This guy ponders if dying during his life insurance term is worth it to have the policy pay out. How silly...

BUT WAIT-you say; term life doesn’t build cash value like a Whole Life policy does. So, if I don’t die, it’s kind of not worth it, right?

Read the full post on Is Term Life Worth It?.

As you consider which life insurance option to purchase, you may ask yourself; what makes up the cost of the policy and the monthly premiums? Our Sales Operations Leader, Eric Mojica, can explain to you the basics.

TRANSCRIPT:

Eric Mojica: “All across the country, people are trying to secure life insurance for their loved ones. So what goes into the cost of a life insurance policy? Insurance is a way to protect yourself and your loved ones against the risk of uncertainty or lost. And your cost is based on how likely you’re going to suffer that loss or not. For example, if you’re shopping for auto insurance, you’ll pay more if you’ve had a lot of speedy tickets vs. if you’ve had a spotless driving record?

Read the full post on What Goes Into (the cost of) Life Insurance?.

In case you missed it, we recently enacted a new rule. If you a visit the office of MyInsuranceExpert.com, we’ll let you in… Provided you dance first. Check out the latest dance-machines to grace us with their mad skills!