Most people do not love buying life insurance. Have you ever heard someone say, “Guess what? I’m so excited – this weekend, my wife and I are going to BUY LIFE INSURANCE. Woooo!”

The #1 reason why buying life insurance is not a popular pastime? It’s complicated. It’s difficult. It’s hard to get “plain English” explanations for what it’s all about. It’s hard to know if you’re getting a good deal and it’s hard to understand the different options and benefits and price points from all the various life insurance companies.

Read the full post on Life insurance is complicated! Who can help me?.

Although we all seem to put off talking about our death, it remains a fact of life that sooner or later it will occur. Death can occur at any time and it is not only associated with old age as many in the younger community seem to believe. For this reason we should all be prepared for when the inevitable finally happens, this includes the young, who are heavy with the responsibilities of earning a living to care for a growing family, as well as the aged who are more conscious of their time with us running out in the not too distant future.

Read the full post on 8 Excellent Strategies to Prepare for the Inevitable.

After watching this interview, you might want to think twice about whether your family is protected or not.

We recently had the opportunity to speak with funeral director of IRA Kaufman, David Techner. He offers some very personal, insightful, and interesting stories on his life and his experience with the deceased. As it turns out, his experience is far-more rooted in the lives and families of the deceased than the actual deceased.

Check out the video interview below. After watching, you’ll probably want to consider acquiring changes to your life insurance (or getting it if you have no life insurance at all). If that’s the case, reach out to us at MyInsuranceExpert.com – we’ll take care of all your life insurance needs!

Read the full post on Outliving Life Insurance, with David Techner.

Not only do we strive to provide you great information regarding life insurance on this blog, but we also give you tips about personal finance and how to save money in every experiences. Today we’re going to try combining the insurance world with personal finance world by bringing you a guest piece regarding Home Insurance.

Last month, price comparison site Money Supermarket.com released an index on home insurance which gave an insight on three key issues when it comes to insuring your home and its contents. These were:

Read the full post on Three key issues about home and contents insurance.

• How your postcode effects your home and contents insurance premium

There’s a lot of talk in the media about Occupy Wall Street and the 1% vs. the 99%. So how does this relate to life insurance and, more importantly, how does it relate to you and your wallets? Brian and Captain Core give you the run-down.

TRANSCRIPT:

Hi everyone; I’m Brian Macias from MyInsuranceExpert.com. And these days if you’re like me, you’re being bombarded with news about the 1% and 99%. And it really got me thinking; how does life insurance apply to the 1% and the 99%?

Read the full post on The 1% and the 99%.

We’re real people at MyInsuranceExpert.com, and we want to help you find the best life insurance policy you can afford, because when your loved ones are at stake, you can’t afford not to.

TRANSCRIPT:

Hi, I’m Lorne Zalesin; CEO of MyInsuranceExpert.com. Here at MIE we offer the most incredible life insurance products for your family, and your budget. We even have our own proprietary software, called Artie, that helps pinpoint exactly what your needs and your lifestyle will require for life insurance.

Read the full post on Our Advisor Advantage.

Term Life insurance is temporary, and it ends at a pre-determined term. Cash is paid-out from a term life policy only if the person covered passes away during the term (or if they have special riders like Return of Premium). So why should you invest in Term Life Insurance? Is it really worth it?

Yes. Yes it is.

This guy ponders if dying during his life insurance term is worth it to have the policy pay out. How silly...

BUT WAIT-you say; term life doesn’t build cash value like a Whole Life policy does. So, if I don’t die, it’s kind of not worth it, right?

Read the full post on Is Term Life Worth It?.

At MyInsuranceExpert.com, we talk to people all over the nation everyday and find out why everyone needs life insurance. Here are the 4 top reasons why you need it for yourself and to protect your family!

TRANSCRIPT:

Hi everyone; Brian Macias here at MyInsuranceExpert.com. We’re right outside of Detroit, Michigan, and everyday we talk to people all over the country about their life insurance needs. Now, life insurance isn’t a fun thing to think about, but it’s something we have to do if we have a family. If there are people who rely upon you and your income, you need to have a life insurance policy. Now the reasons people typically get life insurance, in the event that they were to, God-forbid, pass away,  is really for four reasons.

Read the full post on 4 Reasons Everyone Gets Life Insurance.

Term Life Insurance is often heralded as the best form of life insurance, and here are the reasons why:

1) It’s almost always the least expensive option. You get the most amount of coverage for the least amount of cost. Whole Life, on the other hand, is far more costly.

2) It’s flexible. You can get policies that always have the same premium, or ones that change over time. You decide what you’d like to pay.

Read the full post on Top 5 Reasons to Get Term Life.

1) Doesn’t Expire at the End of Term

Let’s say you’re 60 years old, and you get a 20 year “term” policy; when you turn 80 your life insurance coverage is still “in-force.” Most companies guarantee your annual renewal until the age 95. The price may change, BUT…

2) You Have Options When it Expires

You can keep the policy and pay the new premium that changes every year; but this can get costly. The second option would be to reduce your face amount so you can afford the monthly premiums and not have to take any new medical exams. A third option would be to apply for a new policy that meets your new financial needs.

Read the full post on Top 5 Things You Didn’t Know About Term Life Insurance.