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Outliving Life Insurance, with David Techner

January 17, 2012

After watching this interview, you might want to think twice about whether your family is protected or not.

We recently had the opportunity to speak with funeral director of IRA Kaufman, David Techner. He offers some very personal, insightful, and interesting stories on his life and his experience with the deceased. As it turns out, his experience is far-more rooted in the lives and families of the deceased than the actual deceased.

Check out the video interview below. After watching, you’ll probably want to consider acquiring changes to your life insurance (or getting it if you have no life insurance at all). If that’s the case, reach out to us at MyInsuranceExpert.com – we’ll take care of all your life insurance needs!

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What’s the #1 thing you can do to improve your health?

January 12, 2012

 

Do you want to improve your health? Do you want to lose weight, get physically fit, or help counteract the effects of various health conditions like high blood pressure or diabetes? What if we told you that there was an easy treatment already available to you that could help reduce your health risks and improve quality of life at almost any age, with almost any health condition?

Dr. Mike Evans, a specialist in preventive medicine, made an amazing YouTube video discussing what is the #1 thing you can do to improve your health (the video is below).
He discussed an amazing, simple treatment that has been proven to have the following beneficial effects on people’s health:

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Credit Card Travel Accident Insurance: What Does It Cover?

January 11, 2012
By Guest Contributor Michael Dolen, founder of CreditCardForum.

What are the odds of dying during travel? Obviously this is an unpleasant topic to think about – but if you have a family – you owe it to them to at least consider the odds.

Nowadays many credit cards include travel accident insurance as a benefit. This is essentially a limited form of life insurance, as it covers you in the event of death or dismemberment during some types of travel. But if you think the coverage it offers is on-par with regular life insurance, then think again.

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Want to find low-cost life insurance? Stop smoking.

December 19, 2011

One of the most important health questions that people get asked when they apply for life insurance is, “Have you used a tobacco product in the last 12 months?” If you answer “Yes,” that means that in the eyes of your life insurance company, you qualify as a smoker, and that means that your life insurance company is going to expect you to pay a higher life insurance premium than you would have to pay if you were a non-smoker.

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Why are there so many health questions when I apply for life insurance?

November 29, 2011

Part of getting life insurance involves filling out a questionnaire about your health history and physical condition. Some people might be worried about this process, or unsure of why we ask so many health questions when applying for life insurance. Why do life insurance companies need to know so much about your health? Isn’t this kind of invasive or creepy or “wrong” somehow?

Like so many questions in life, there is a short answer and a long answer.

The short answer is: Life insurance companies need to know how healthy you are so they can decide what kind of life insurance policy to offer you.

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Why do you even need life insurance?

November 15, 2011

Many people are reluctant to buy life insurance – even though they know it’s something they “should” do, it’s not something they’re eager to do.

We know, life insurance isn’t fun – no one likes to contemplate the idea that they might die before their time. And if you’re young and healthy – why worry? Life insurance is only for old, sick people, right?

WRONG.

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