As difficult as it is to imagine taking on extra expenses when confronted with tuition bills, the cost of books, and the cost of housing, making sure you are insured during your college career is a necessity. So what things should college students and their parents consider when looking for a health insurance policy?

Today, many Universities are offering health insurance plans directly through the school. However, these plans, although considered to be moderately affordable, provide moderate coverage. Many University plans are limited benefit health insurance plans, and will not provide you the protection you need if confronted with major medical bills. The maximum benefits are extremely low, for example providing only $2,500 in benefits to single procedures. The thing people need to realize is that even the simplest medical procedures can cost tens of thousands of dollars.

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