Perhaps you haven’t heard, but MyInsuranceExpert.com is one of the top ten life insurance brokerages in the nation. We have award-winning client service, affiliation with great brands such as Quicken Loans, and fantastic expert advisors and proprietary technology to aid in our business. Brian explains our great brand experience in the video below.
America is one of the most sleep-deprived countries in the world. According to a recent survey from the Phillips Center for Health and Well-Being, 37% of Americans feel that they do not get enough sleep. Lack of sleep can interfere with people’s lives and undermine people’s physical and mental health in numerous ways.
When people are sleep deprived they are more likely to have car accidents, get sick, suffer from high blood pressure, depression, anxiety and other ailments. Sleep deprivation also is linked to poor job performance, since people’s memory and mental sharpness is impaired when they don’t get enough shut-eye.
Ask most Americans for their favorite food, and you’re likely to hear a wide range of answers, everything from hot dogs and hamburgers and pizza to tacos, egg rolls, steak, stirfry or pierogies. We’re willing to bet the farm that no one will say “insects.”
Perhaps this is egocentric, because eating insects is not unusual if you look at the dining habits of other countries. Countries as diverse as Thailand, Mexico and many other places feature deep-fried insects, insect eggs and insect larvae as part of the traditional diet.
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In a tight economy, people are constantly looking for ways to save money, spend smarter, and earn a few extra dollars on the side. One of my friends, Eric Johnson, a technical trainer and supervisor in Des Moines, Iowa, uses several smartphone apps to make extra money by buying and selling merchandise online.
Eric is a savvy shopper, and he uses several smartphone apps to keep up with the latest deals (and sell merchandise to other people). Just like eBay used to be a popular way for people to make money by buying and selling merchandise, these smartphone apps are offering more efficient ways for people to find what they need – and for other people to earn a profit in the process.
People often think that you only need to buy life insurance if you have kids. After all, a rite of passage for many young married couples is to buy life insurance once they get ready to try getting pregnant for the first time. While it’s true that life insurance is an important way to provide for your children’s future in the event that you don’t live long enough to see it, buying life insurance is almost always a good financial move as part of a couple’s overall financial plan, whether or not that couple has children.
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Recently, our sister company, Quicken Loans, became a political focal point in the debate over Rush Limbaugh’s derogatory comments regarding Sandra Fluke on his show. At MyInsuranceExpert.com, we’ve watched the events unfold, and from a completely neutral political perspective, we are extremely impressed with the way our sister company is handling the situation. Their execution in terms of decision-making and open communication via social media has been outstanding.
On March 2nd, following Rush Limbaugh’s comments regarding Sandra Fluke, thousands took to social media sites Facebook and Twitter asking advertisers of the Rush Limbaugh Show to discontinue their sponsorship of the show in light of his comments about Sandra Fluke. Further, many vowed to boycott all advertisers affiliated with the show. Several advertisers dropped their ads immediately.
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There are so many new smartphone apps emerging each month, offering new ways to save money and spend smarter, that it’s often surprising to hear about an “obvious” app like the Amazon app. But just by using this simple app from one of the biggest online retailers, you can save money and shop smarter on your next big-ticket purchase.
We spoke with a friend, Todd Fox, who is an aerospace engineer in Houston, Texas, about how he uses the Amazon app to make his life easier whenever he’s in a store.
If you are over the age of 50, you may not be aware that you may be able to sign up for a term life insurance policy. As time progresses, it’s normal to start thinking about the economic prospects of your loved ones. Term life insurance for senior citizens may help to deal with some of these issues.
Life insurance for seniors may help cover costs in the future that your retirement funds may not cover, such as:
- pay off a loan
- cover estate assessments
- have enough money to cover final expenses
- transfer a business
Most Americans have credit cards or debit cards, and these little pieces of plastic have made it easier than ever before to make purchases and payments without using cash or checks – but now as more Americans are using smartphones, a new company called Dwolla is introducing a new way to pay.
Dwolla is a new online payment network that makes it possible for people to make purchases (and send money to friends or family) using a smartphone. Using Dwolla, you set up an online Dwolla account (from within the Dwolla website or mobile app) that connects directly to your bank account.
Here at MyInsuranceExpert.com we get a lot of questions from customers who are trying to decide how to choose the right life insurance policy for them. One of the questions we hear fairly often is: “Can a term life insurance policy be cashed in?”
The short answer is No. You may like the long answer better, but put simply, term life insurance does not have a cash value, and so it cannot be “cashed in.”
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