Coffee is a popular target for people trying to save money. We’ve all read those articles about how you can save $1,500 a year just by cutting out your daily $5 latte. But what if there is another side to this story? What if people are getting something valuable out of their daily coffee shop experience that is worth more than the money spent?

Read the full post on If you are trying to save money, do not ignore these 4 hidden benefits of the 5 dollar latte.

Although we all seem to put off talking about our death, it remains a fact of life that sooner or later it will occur. Death can occur at any time and it is not only associated with old age as many in the younger community seem to believe. For this reason we should all be prepared for when the inevitable finally happens, this includes the young, who are heavy with the responsibilities of earning a living to care for a growing family, as well as the aged who are more conscious of their time with us running out in the not too distant future.

Read the full post on 8 Excellent Strategies to Prepare for the Inevitable.

Written by Ben Gran

The weekend’s coming. You’re looking for something to do on the town. Maybe a nice time out with your family, maybe a hot date. Whatever the case, chances are you’ll be eating out.

If you’re trying to improve your personal finances and also live a healthier lifestyle, the best place to start is at the dinner table. The old saying “You are what you eat,” is also true for your personal finances. Saving money and eating healthy are often two sides of the same coin.

Read the full post on Eating out? Dine more wisely….

Every New Year is a time for reflection and renewal. Each January 1st presents us with a clean slate and a chance to make changes in our lives. This is why people make New Year’s Resolutions – whether it’s to lose weight, exercise more, improve their diet, get a new job, or tackle some long-term challenge that they’ve been delaying for too long.

If you want to make some changes in your personal finances, perhaps it’s time to consider making some New Year’s resolutions for how you relate to money.

Here are a few ideas to help make 2012 a more prosperous year:

Read the full post on New Year’s Resolutions for your Personal Finances.

Not only do we strive to provide you great information regarding life insurance on this blog, but we also give you tips about personal finance and how to save money in every experiences. Today we’re going to try combining the insurance world with personal finance world by bringing you a guest piece regarding Home Insurance.

Last month, price comparison site Money Supermarket.com released an index on home insurance which gave an insight on three key issues when it comes to insuring your home and its contents. These were:

Read the full post on Three key issues about home and contents insurance.

• How your postcode effects your home and contents insurance premium

Before you take out a loan, you should make sure that you understand the true cost of the loan. Depending on various factors, the total cost of your loan as well as the monthly payments could fluctuate throughout the term. Understanding the numbers that go into calculating this figure can save you from paying more money than you originally intended.

The loan cost is the total of the interest, closing costs and various fees in addition to the amount that you borrow. Consider the following scenario. Someone borrows a $100,000 loan with a static interest rate of 6 percent and agrees to pay it back over the course of thirty years.

Read the full post on Understanding the true cost of a loan.

by Guest Poster, Lacey Cook

There are so many people writing books and publishing articles to tell others about how they can achieve financial success, but very few actually follow their advice.

This country is in an economic crisis, and too many people have no financial education what so ever. Many have bad habits that they learned from their parents, and they will continue to pass on these poor financial decision making habits to their children unless they do something to stop it. The following are a few guidelines that can help you achieve financial success by making small changes in your lifestyle.

Read the full post on Keys to Financial Success that are Often Ignored.