Author: Rick Lindquist, Expert on Health Insurance and Business

Why does your employer offer health insurance? Is it because they care about your health?

NOPE. The primary reason companies offer health insurance today is for recruiting and retention purposes. That is, health insurance is a valuable form of compensation because:

1. It is tax deductible to the business
2. Employees get the benefit 100% tax-free

As a result of this enormous tax advantage, $1 in health benefits may be worth $1.50 – $2.00 in pay to an employee depending on his or her family’s tax bracket.

Read the full post on why employers offer health insurance.

“Article by Zane Benefits  Small Business Health Insurance Alternatives”

HEALTH REIMBURSEMENT ARRANGEMENTS

101 Customizing and Controlling an Employee Health Benefits Plan that Makes Employees Happy.

PREFACE

Continual increases in healthcare costs have adversely impacted U.S. businesses’ ability to provide health benefits. Smaller employers have been particularly hurt, and many have dropped group plans because they have become too expensive. Mid-size businesses cope with rising costs by shifting more of the burden to their employees and their dependents. In response, businesses of all sizes are taking a careful look at using Health Reimbursement Arrangements, or HRAs, as an integral part of their health benefit plans.

Read the full post on .

On June 3rd, 2012,
MyInsuranceExpert.com will be participating in the Dexter Ann Arbor Run for the
second year in a row. Last year, our dedicated team of runners, better known as
“Follow Me to the Beer Tent,” raised an impressive $5,500 (and a lot of
eyebrows in the process) for 3-year-old, Alex Mandarino who is suffering from a
rare cancer known as Neuroblastoma.

This year, we’re once again
strapping on our running shoes and putting on outrageously short shorts to run
in support of Detroit community activist group, the Motor City Blight Busters.

Read the full post on Run, run as fast as you can!.

Our casual dress code and fun work environment tend to catch prospective employees off guard. Around here, you don’t win points for wearing a suit (or a scowl).

WebCenter – The Candidate from My Insurance Expert on Vimeo.

Like we always say, if you can’t make fun of yourself…you shouldn’t work here! A couple of team members organized this “Stereotype Potluck” to celebrate our diversity in classic fashion – with food! Check out the photos along with each participant’s description of their contribution to the feast.

Enjoy these fantastic fireworks photos taken by Chris Ziemann, who is not only an Advisor here but also an extremely talented and accomplished photographer.

Just because we don’t have a dress code doesn’t mean you’re safe from ridicule. Around here, only the thick-skinned survive.

WebCenter – Brad’s Capris from My Insurance Expert on Vimeo.

We inspired greatness in each other and trained for months (each week drinking just a little more beer), and on June 5, 2011, we came through like champs at the Dexter – Ann Arbor Run. Special thanks to the City of Ann Arbor (coolest cops on the planet), and to everyone who helped us exceed our goal – we raised $5,500 for Alex and his parents report he is doing well. Hang in there little man – the run may be over but we’re still rooting for you!

Directly from our daredevil CFO…I followed this thermal from Whitmore Lake to Brighton at 9:30 last night. It went from pretty to pretty scary. Lightning and high winds began with the cloud forming a funnel.

I just remember thinking how fortunate I was to have life insurance as I stood in the path of the beast! My thoughts and prayers go out to those impacted by this seasons severe weather.

- Mike