Just recently the Michigan Senate and House passed a bill banning smoking in public locations such as bars, restaurants, and government buildings. If signed by Gov. Jennifer Granholm, the ban would go into effect starting in May of 2010. Furthermore, it would make Michigan the 38th state to regulate smoking in public places.

People are obviously excited about the “cleaner” air when dining out, but hopefully this measure will also aid in decreasing the overall cost of health care. It has been estimated that smoking related ailments cost our health care system $100 billion dollars annually. In addition, cigarette smokers also pay higher monthly premiums for their health insurance.

Today, many insurance companies are offering healthy living incentives for their clients to adopt healthy lifestyles. To learn about these programs, speak with an Advisor at MyInsuranceExpert.com today. Not only will they make sure you have the most competitive plan available, but they will also educate you on different ways to help cut down the cost of health insurance.