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Search Results Archives: October 2009

Illegal Immigrants and Health Insurance

October 30, 2009

I think it’s fair to say that the majority of people in the United States believe that covering illegal immigrants and undocumented workers is simply impractical. Why should Americans offer their tax dollars to illegal immigrants, individuals who have clearly broken our laws?

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Origin of Health Care in America

October 28, 2009

The other day I read a very interesting article from NPR, and I thought I’d share some of the information I learned with you. The article itself was quite refreshing to read, for rather than scrutinizing the current political debate, it addressed the actual origin of our nation’s current health care system.

Insurance truly began in the late 19th century in the form of “accident insurance.” The Franklin Health Assurance Company of Massachusetts began offering insurance for injuries derived from railroad and steamboat accidents.

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Benefits of Health Care Reform Expected to Take 3 Years

October 26, 2009

Although the health care reform has made considerable steps over the past year, it is expected to take at least an additional three years before any tangible benefits of the reform will be experienced. For example, with the current bills under review, the tax-credits to help make health insurance affordable for Americans will not be implemented until the year 2013. According to the Obama Administration, this delay is a consequence of the time it will take to set up a competitive insurance marketplace, as well as fully implement the new legislation.

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Health Care Reform Bill Passed

October 23, 2009

This last Tuesday was another milestone in the ongoing health care reform as the Senate Finance Committee approved a version of the bill by a 14-9 vote. Surprisingly, the only Republican to cross party lines and offer her support was Sen. Olympia Snowe, R-Maine.

The legislation is estimated to cost $829 billion over the next 10 years, and strives to provide health insurance coverage to an additional 29 million Americans. To achieve such a feat the legislation intends to expand Medicaid coverage, provide tax-credits to help subsidize the cost of health insurance, and require individuals to purchase their own insurance or be faced with penalties of up to $750.

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Obesity and Health Care Cost

October 21, 2009

The cost of health care expenses related to obesity has more than doubled over the last decade. In fact, according to the research of government sponsored programs, health care costs for obesity are expected to exceed $140 billion dollars a year.

Complications of one’s health are directly correlated to a person’s body mass index (BMI). BMI is the ratio of a person’s weight in kilos to the square of their height in meters. An individual is considered to be overweight if their BMI exceeds 25, and once their BMI reaches 30 they are classified as being obese.

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Clear Signs a Health Care Plan Might Be Garbage

October 19, 2009

Protecting yourself and your family from major medical expenses is not to be taken likely. Unfortunately, there are people who believe that they have quality health insurance coverage, but later find out that their insurance plan doesn’t provide the coverage they truly need. Below is a list of features that should be avoided to when searching and applying for a health insurance plan.

  1. Membership Fees:
    • You should never purchase a “health insurance plan” that requires you to pay a membership fee with the application. This is a clear indicator that the plan is a discount plan.

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Health Tips!

October 15, 2009

The bane of many dieters is weighing themselves daily to see progress. An acceptable weekly weight loss, however, is about 2 pounds. That’s an average of 4.6 ounces per day, which most scales cannot register.

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What’s Coinsurance?

October 14, 2009

Shopping and comparing health insurance options can be a rather tedious task when trying to understand what the various terms mean, as well as how they function. The term coinsurance is a very important element when trying to comprehend how exactly your health insurance policy is going to protect you in the event that you needed medical attention.

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How Obama Should Improve Health Insurance

October 13, 2009

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Health Tips!

October 13, 2009

There are three good indicators to determine if someone is addicted: The compulsion to do something, a lack of control and perpetuating the behavior, even though it produces negative consequences.

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