Catastrophic Health Insurance for Catastrophic Events
Recently one of our Advisors at MyInsuranceExpert.com received a phone call from a client they assisted getting health insurance for a week before. The client, who previously was on the fence about purchasing coverage, was very intent on finding out whether or not the policy was currently in force. Their six year old child had just been admitted to the local hospital and was in need of an appendectomy.
Our Advisor reviewed their file, and in fact their policy was currently active and in force. Even though the plan had an annual $7,500 out of pocket exposure it still saved the client about $15,000 in medical bills, and they were grateful.
I guess my reason for sharing this story with you is to stress the importance of having some sort of health insurance policy in place. Too frequently people don’t understand the ramifications of going uninsured, and that it’s important to get adequate coverage as soon as possible. The parents of the child who needed an appendectomy were wary about purchasing health insurance because they figured their kid was healthy, and so why would he ever need it? The answer to the question is that you purchase health insurance to protect you from the times when you are not healthy.
To find affordable health insurance coverage and protect your wellbeing, visit us at MyInsuranceExpert.com. Our service is free, and we can easily search through hundreds of health insurance plans to find the one that is best for you.
