Flu season is starting back up in the U.S., and according to Anne Schuchat of the Centers for Disease control and Prevention 98% of the viruses circulating are linked to the H1N1 virus. However, as a result of the swine flu outbreak this last year preventive tactics are been established to help insure the health of Americans.

According to Health and Human Services protection against the virus could very well be possible after a single vaccination. From the studies performed on adults, HHS has discovered that those who received a single vaccination were able to establish a significant immune response in roughly 9 days.

Read the full post on Health Insurance to Cover Swine Flu Vaccines.

In this video we take another look at comparing health insurance quotes and what you need to be looking at to find the best plan and price. Some representatives will only provide you with a few plans from one or two companies. You need to be looking at multiple plans from multiple carriers to find the best pricing and plan that fits your needs. Comparing multiple plans and carriers is the only way to ensure that you are absolutely getting the best price and plan that is available to you at this time.

There are many statistics from various sources being quoted as part of the ongoing health care reform debate. It is difficult to interpret these numbers and the validity of the sources. In my research of the health insurance environment, I ran across the website for the National Coalition on Health Care (NCHC). The Coalition has a statement entitled “Facts on the Cost of Health Insurance Coverage” which provides statistics regarding the uninsured in America.

Read the full post on Health Insurance Statistics.

Cold and flu viruses are transmitted through the air as well as on objects. One way to shorten their life is to use a humidifier. Viruses prefer dry air which is why colds and flus are more common during the winter months.

Today it is not uncommon for an individual purchasing health insurance to apply for a plan with a slightly higher deductible. By taking a higher deductible plan an individual is able to keep more money in their wallet instead of giving it away to the insurance company. Furthermore, insurance companies offer numerous benefits that can be utilized before having to meet your deductible. Now let’s just say something is subject to your deductible (e.g. a knee surgery), there are a couple ways to still save money on those expenses.

Read the full post on Save Money on Medical Expenses.

The U.S. Census Bureau recently released figures indicating that the number of uninsured individuals in America has risen over the past year. This issue is derived from the economic times our country is enduring, but regardless it is one that needs to be remedied as soon as possible.

According to the Census Bureau the number of uninsured individuals has grown 1.3% over the past year; namely, from 45.7 million people in 2007 to 46.3 million people in 2008. Not surprisingly, employment based, as wells as private insurance coverage dropped, while enrollment through government sponsored plans such as Medicare grew. America did however experience an increase in the number of insured children in the past year by nearly 10%. That is a drastic transformation, and on that should be congratulated.

Read the full post on Number of Uninsured People Rising.

This video helps to answer questions that you may have about co-pays. We talk about the biggest questions that we see with co-pays and how you can help determine what amount co-pay is right for you. Once you know what kind of co-pay you may need, which is determined by your own lifestyle and medical conditions, you can take further steps to get the type of health insurance plan that best suits your needs.

It is believed that a positive attitude about life can contribute to longevity. Unfortunately, many people suffer from psychoscolosis– a hardening of the attitudes.

In making plans for your child to go to college you carefully consider the school, living arrangements, books and other expenses. Student health insurance is usually not on top of the college to do list. In many cases, college students, up to a certain age, are covered by their parents’ coverage. There are instances where college students may not have benefits under a parent’s plan or their parents do not have health insurance coverage at all.

Read the full post on Student Health Insurance Plans.

With all that is going on currently in Washington in regards to the health care reform, it appears that the implementation of a health care cooperation is still on the table. Again, the idea behind a cooperative is to create large groups in an effort to lower cost by spreading risk and medical expenses over a greater number of people.

Read the full post on Will Cooperatives Lower Health Insurance Premiums?.