Are you self employed without any health insurance? There are a large number of Americans that are uninsured; many of them entrepreneurs, but there are many affordable options available. Instead of being a group of one, it’s smarter and less expensive to own individual health insurance. Remember to compare several policies and evaluate which benefits are crucial for you.

There are many advantages to owning your own health insurance. First, you never have to worry about premiums increasing more than your age and zip code, even if you get sick. As long as you continue to pay your premiums, the insurance company can never cancel your policy. In addition, with individual coverage you pay your premiums on a monthly basis as opposed to small group insurance that requires you to pay quarterly or semi-annually. Since you are self employed, the most important asset is you. Health insurance and disability insurance are the two types of protection that you should always have while self employed.